We Can Help you to own your own home!
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We have homes throughout Southern Genesee County, Livingston County and Southeast Michigan in all price ranges!
How Does Rent To Own Work???
Put simply, buying a new home is difficult. Finding the right home for you and your family is only one part of the problem, then comes qualifying for a loan. Maybe your credit wasn’t perfect in the past but you are solidly trying to improve by paying your bills. Maybe you had a bankruptcy or a previous job loss and you need a little time to get your credit back in order but you really need to be in a home with all of the benefits of home ownership. Well, the good news is that Renting To Own gives you that time.
We have sellers that know that the process of buying a home is hard. And they are in the same boat as you: Just as much as you need to BUY a home, they need to SELL their home. Our specialty is creating a Win-Win situation for both you and the seller.
Just as every buyer has a unique situation, every seller and property has a different situation, however, here are some general features of our Rent-to-Own program:
- Absolutely 100% of your down payment/option fee goes towards the purchase price of the home.
- Sellers are typically looking for anywhere from 3-7% of the locked-in purchase price for a down payment.
- There are many ways to obtain a down payment which can include personal savings, tax return, 401(k), IRA, credit cards, cash advance, gift money, home equity lines of credit or private loans.
- The more you have available to put down, the more flexible the Seller can be.
- Submitting your down payment takes it off the market and first full month’s rent will be due prior to move-in.
- The price & terms can be locked for 18-24 months (or possibly even more).
- There is no penalty to purchasing the home before the 18-24 month mark.
- Imperfect Credit is Okay for Rent-To-Own! We also have excellent credit repair & mortgage loan referral contacts…Let us know if you’d like us to send you their information.
- With our rent-to-own program you have plenty of time to repair credit and shop for the best loan possible!
Ready to find YOUR NEW HOME?
Just fill out the form below and we will contact you soon!
Remember, there is NO fee or obligation!